UK's 10 Best Bad Credit Loans

Debt solutions and adverse loans

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10 loan companies who offers debt management solutions even if you have CCJs, bad credit history or if you can't provide evidence of earnings.

First Direct Personal Loan (£2500 - £4950) 1. First Direct Personal Loan (£2500 - £4950)
APR: 13.9% when borrowing for a period of 12 to 84 months. (* Monthly repayment shown is for a loan of £3500 over 48 months.)
John Lewis - Credit Card £101.60


Lloyds TSB Platinum MasterCard 2. Lloyds TSB Platinum MasterCard
Typical APR: 15.9% - Intro APR: 0.0% / 3 months Intro Balance Transfer: 0.0% / 3 months
Lloyds TSB Platinum Mastercard £0.00


American Express Platinum Cashback Credit Card 3. American Express Platinum Cashback Credit Card
Typical APR: 18.9%
American Express - Platinum Card £0.00


MBNA Europe Platinum Plus Card 4. MBNA Europe Platinum Plus Card
Typical APR: 15.9% - Intro APR: 0.0% / 3 months Intro Balance Transfer: 0.0% / 13 months
MBNA Platinum Plus £0.00


Halifax Internet Personal Loan (Semi-exclusive) (£7000 - £13000) 5. Halifax Internet Personal Loan (Semi-exclusive) (£7000 - £13000)
APR: 8.6% when borrowing for a period of 12 to 84 months. (* Monthly repayment shown is for a loan of £10000 over 48 months.)
HALIFAX BANK LOANS £246.96


Capital One Bank Classic Visa Card 6. Capital One Bank Classic Visa Card
Typical APR: 34.9%
Capital One Classic £0.00


Capital One Bank Fixed Rate Card 7. Capital One Bank Fixed Rate Card
Typical APR: 8.5%
Captal One Fixed rate Card £0.00


First Direct Personal Loan (£10000 - £14950) 8. First Direct Personal Loan (£10000 - £14950)
APR: 9.9% when borrowing for a period of 12 to 84 months. (* Monthly repayment shown is for a loan of £12500 over 48 months.)
First Direct Loans. £315.80


Post Office Ltd Credit Card 9. Post Office Ltd Credit Card
Typical APR: 16.9% - Intro APR: 0.0% / 3 months Intro Balance Transfer: 0.0% / 12 months
Post Office Credit Cards. £0.00


MBNA Europe Grimsby Town FC Card 10. MBNA Europe Grimsby Town FC Card
Typical APR: 15.9% - Intro APR: 0.0% / 3 months Intro Balance Transfer: 0.0% / 12 months
MBNA Europe Credit Cards. £0.00